John notes Form CRS applies to firms with retail investors. A broker-dealer that is solely an underwriter to a mutual fund, for example, is not providing services to retail customers for this purpose.
George Michael Gerstein advises financial institutions on the fiduciary and prohibited transaction provisions of ERISA. As co-chair of the fiduciary governance group, he assists clients with tracking, and understanding, the numerous fiduciary developments at the federal and state levels, including the rules and regulations of governmental plans. He also advises clients with respect to the fiduciary duty implications of ESG investing.